Form a budget, create your list and don’t delay.

Jingle bells, jingle bells, jingle all the way … It is hard to believe that the Christmas season is just around the corner! With the COVID-19 pandemic continuing, this season will look and feel different – even for your shopping experience. 

From your favorite store closing to shipping delays, consider shopping earlier than usual to avoid delayed gifts or sold-out stock. With potential product shortages continuing, if you see something you know you want, go ahead and buy it. Review the below deadlines from some of the largest shipping companies to ensure you receive your package(s) by Christmas Day, Dec. 25.

Remember to keep your holiday spending on a budget. On average, Americans spend $830 for presents. Here are four holiday spending tips to help get you through the season with your wallet intact.

1. Keep a list of everyone you plan to shop for and write a dollar amount next to their name.  This will help you stay within the total amount of money you planned/budgeted for.
2. Price check with your phone. Many stores will price-match.
3. Start early. This will help you avoid overspending.
4. Factor in shipping charges to your overall budget.